1. Introduction

Welcome to Pouchi (“we,” “us,” or “our“). These Terms and Conditions (“Terms“) govern your access to and use of our services, including our website, mobile applications, and any other software or services provided by Pouchi (collectively, the “Services“). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using our Services.

2. Eligibility

By using the Services, you represent and warrant that you:

• Are at least 18 years old or the age of majority in your jurisdiction.
• Have the legal capacity to enter into a binding contract.
• Will provide accurate, current, and complete information during the registration process.
• Will comply with all applicable laws and regulations.

3. Account Registration and Security

• Account Creation: To access certain features, you must create an account. You agree to provide truthful information and keep it updated.
• Account Responsibility: You are responsible for maintaining the confidentiality of your account credentials and all activities that occur under your account.
• Unauthorized Access: You agree to notify us immediately of any unauthorized use of your account.

4. Use of Services

• Permitted Use: You may use the Services for lawful purposes only.
• Prohibited Activities: You agree not to:
  • Use the Services for any fraudulent or illegal activities.
  • Circumvent or attempt to circumvent any security measures of the Services.
  • Engage in any activity that could damage, disable, or impair the functioning of the Services.

5. Fees and Payments

• Service Fees: Certain features may require payment of fees, which will be disclosed to you in advance.
• Payment Method: You authorize us to charge all applicable fees to the payment method you provide.
• Taxes: You are responsible for any taxes applicable to your use of the Services.

6. User Content

• Ownership: You retain ownership of any content you submit through the Services (“User Content“).
• License: By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content in connection with the Services.
• Responsibility: You are solely responsible for your User Content and the consequences of posting or publishing it.

7. Intellectual Property Rights

• Our Content: All content provided by us, including text, graphics, logos, and software, is our property or the property of our licensors and is protected by intellectual property laws.
• Restrictions: You agree not to reproduce, distribute, or create derivative works from our content without our express written permission.

8. Privacy Policy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

9. Third-Party Services

• Third-Party Links: The Services may contain links to third-party websites or services that are not owned or controlled by Pouchi.
• No Endorsement: We do not endorse or assume responsibility for any third-party sites, information, materials, products, or services.

10. Security Measures

• Data Protection: We implement reasonable security measures to protect your information.
• No Guarantee: While we strive to protect your personal information, we cannot guarantee absolute security.

11. Disclaimer of Warranties

• “As Is” Basis: The Services are provided on an “AS IS” and “AS AVAILABLE” basis.
• No Warranties: We disclaim all warranties of any kind, whether express or implied, including but not limited to fitness for a particular purpose, accuracy, and non-infringement.

12. Limitation of Liability

To the maximum extent permitted by law, Pouchi shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses arising out of or related to your use of the Services.

13. Indemnification

You agree to indemnify, defend, and hold harmless Pouchi and its affiliates, officers, agents, and employees from any claim or demand arising out of your use of the Services, violation of these Terms, or infringement of any intellectual property or other right of any person or entity.

14. Termination

• By You: You may terminate your account at any time by following the instructions within the Services.
• By Us: We reserve the right to suspend or terminate your access to the Services at our sole discretion, with or without notice, for any reason, including violation of these Terms.

15. Changes to the Terms

We may modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Services after changes are posted constitutes your acceptance of the new Terms.

16. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions.

17. Dispute Resolution

• Arbitration: Any disputes arising from these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of International Chamber of Commerce (ICC).
• Waiver of Class Action: You agree to resolve disputes on an individual basis and waive the right to participate in a class action.

18. Miscellaneous

• Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
• Entire Agreement: These Terms constitute the entire agreement between you and Pouchi regarding the Services.
• No Waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

19. Contact Us

If you have any questions or concerns about these Terms, please contact us:

• Email: support@pouchi.io
• Address: Pouchi, 85 Great Portland Street, First Floor, London, W1W 7LT